BREDA D.O.O.


Subscriber No: 037080334, Reference: AG
Delivery Date: Mar 18, 2013

Identification & Summary

Summarise

Identification & Summary

Identification

DUNS: 36-619-6041
Trading Style: A Dummy Demo Report
Address: 62 CESTA DVEH TELEBANOV
9220 PIRAN
SLOVENIA
Telephone: 386 23456731
386 28765421
386 41123456
Telefax: 386 23237198
E-mail Address: info@breda.si

Summary

Started: 1960
Year Inc: 1991
Legal Form: Private Limited Company
Reg No: 1234567
Employs: 75
SIC: 2851
Activity: Manufactures paints and allied products
 
 

Risk Summary

   
  (Click on Risk Summary items for full details)    
 
Risk Evaluation
   
 
Risk Indicator 2
 
 
D&B Rating 3A2
 
 
Former Rating 3A2
 
 
D&B EMMA Score 5
 
Trend Even
 
 
Avg Credit 1,050,000 USD
 
 
Principal Information
   
 
Principal(s) 4
 
 
Payment Information
   
 
Payments Prompt
 
 
Paydex 77
 
 
Avg Payments 3 days beyond terms
 
 
Financial Summary
   
 
Registered Capital 1,059,022 EUR
 
 
Sales/Turnover 38,963,000 EUR
 
 
Tangible Net Worth 13,275,000 EUR
 
 
Total Assets 25,848,000 EUR
 
 
Pre-Tax Profit 246,000 EUR
 

CURRENCY
All monetary amounts quoted in this report are shown in Euro unless otherwise stated.

Risk Assessment

 
  Risk Indicator 2  
 
 
  D&B Rating 3A2  
  Financial Strength 3A Based on tangible net worth  
  Risk Indicator 2 Good (low risk)  

The Dun & Bradstreet Rating of 3A2 indicates:
  A Financial Strength of USD 12 million - 25 million (based on Net Worth) and a Risk Indicator which is Good (low risk).
top

Risk Analysis

Summarise

Risk Analysis

D&B EMMA Score

D&B EMMA Score for this Business
The D&B EMMA Score for this Business is 5 indicating Average Risk

Understanding the D&B EMMA Score:
D&B EMMA (Entry Market Mediation Alert Score) Score is a proprietary mathematical algorithm
developed by D&B.

It is a country specific, statistically based, score that predicts the likelihood of a business in a market
to be problematic in paying its debts within twelve months from observation.

D&B EMMA Score is based on a scale of 1 to 10 where 1 represents the lowest risk (least likelihood
of troublesome payment behaviour) and 10 represents the highest risk (highest likelihood of
troublesome payment behaviour, and eventually going out of business.)

  Range D&B EMMA Score Commentary  
  Low Risk Scores (1-3) 1 Lowest Risk  
  Proceed With Transaction 2 Low Risk  
  3 Moderate low Risk  
  Medium Risk Scores (4-7) 4 Below average Risk  
  Proceed With Transaction but monitor closely 5 Average Risk  
  6 Slightly above average Risk  
  7 Above average Risk  
  High Risk Scores (8-10) 8 Moderate high Risk  
  Take suitable assurances 9 High Risk  
  10 Highest Risk  
top

Parent Details

Summarise

Parent Details


Parent: Investbanka Piranka
Location: Ljubljana, Slovenia
Ownership: 55.63%
top

Principals

Summarise

Principals


Name: Bogi Nemanic
Position: Financial director
Born: Jul 07, 1953 in IZOLA in SLOVENIA
Language: Is stated to be fluent in German
Qualifications: Bachelor of Economics
   
Name: Jozko Umnik
Position: Technical director
Born: Apr 22, 1944 in MARIBOR in SLOVENIA
Language: Is stated to be fluent in English
Qualifications: Engineering Diploma
   
Name: Miran Tiran
Position: Managing director
Born: Feb 05, 1951 in PIRAN in SLOVENIA
Language: Is stated to be fluent in English
Qualifications: Bachelor of Mechanics
   
Name: Metka Zvitorepec
Position: Sales director
Born: Feb 11, 1948 in LJUBLJANA in SLOVENIA
Language: Is stated to be fluent in English
Qualifications: Bachelor of Economics
top

Bankers

Summarise

Bankers


Bank Name: Investbanka Piranka
Address: Piranska, PIRAN, SLOVENIA
Account No: 32000-6019786505
   
Bank Name: Investbanka Piranka
Address: Piranska, PIRAN, SLOVENIA
Account No: 32000-9678555441
top

TRADE PAYMENTS

Summarise

TRADE PAYMENTS

Paydex: 77

On average, this business pays its bills: 3 days beyond terms.

Payment experiences reflect how bills are met in relation to the terms granted. In some instances payments beyond terms can be the result of disputes over merchandise, skipped invoices, invoice misunderstandings or administrative errors. Each experience shown represents a separate account reported by a supplier. Updated payment experiences replace those previously reported. Amounts may be rounded to nearest figure in prescribed ranges.

Informants report that subject's payments are prompt.

Trade Payment Summary

Value Bands EUR No. of Exp Total Value
EUR
Within Terms 1-30 Days 31-60 Days 61-90 Days 91+ Days
> 2,000,000 0 0 0% 0% 0% 0% 0%
200,000 - 1,999,999 0 0 0% 0% 0% 0% 0%
100,000 - 199,999 0 0 0% 0% 0% 0% 0%
20,000 - 99,999 0 0 0% 0% 0% 0% 0%
10,000 - 19,999 3 40,000 0% 33% 0% 0% 0%
< 10,000 77 76,800 0% 36% 0% 0% 0%
TOTAL 80 116,800 0% 36% 0% 0% 0%

Trade Payment Experiences

 Summarise

Trade Payment Experiences

Any amounts hereafter are in Euro unless otherwise stated. Amounts may be rounded to nearest figure in prescribed ranges.

Date Industry Paying Record High Credit Amount Owed Amount Overdue Payment Terms
Dec 2012   Prompt 50 0 0  
Dec 2012   Prompt 50 0 0  
Dec 2012   Prompt 50 0 0  
Dec 2012   Prompt 0 0 0  
Dec 2012   Prompt 0 0 0  
Dec 2012   Prompt 1,000 0 0  
Dec 2012   Prompt 250 0 0  
Dec 2012   Prompt 250 0 0  
Dec 2012   Prompt 100 0 0  
Dec 2012   Prompt 100 0 0  
Nov 2012   Prompt 250 0 0  
Nov 2012   Slow: 20 to 20 days 100 0 0  
Nov 2012   Prompt 7,500 0 0  
Nov 2012   Prompt 15,000 0 0  
Nov 2012   Prompt 5,000 0 0  
Nov 2012   Prompt 50 0 0  
Nov 2012   Prompt 0 0 0  
Nov 2012   Prompt 250 0 0  
Nov 2012   Prompt 0 0 0  
Nov 2012   Prompt 50 0 0  
Oct 2012   Prompt 500 0 0  
Oct 2012   Prompt 500 0 0  
Oct 2012   Prompt 100 0 0  
Oct 2012   Slow: 5 to 5 days 250 0 0  
Oct 2012   Prompt 7,500 0 0  
Oct 2012   Prompt 5,000 0 0  
Oct 2012   Prompt 50 0 0  
Sep 2012   Prompt 250 0 0  
Sep 2012   Prompt 7,500 0 0  
Sep 2012   Prompt 15,000 0 0  
Sep 2012   Prompt 500 0 0  
Sep 2012   Slow: 5 to 5 days 500 0 0  
Sep 2012   Prompt 0 0 0  
Sep 2012   Prompt 2,500 0 0  
Sep 2012   Prompt 500 0 0  
Sep 2012   Prompt 250 0 0  
Sep 2012   Prompt 1,000 0 0  
Aug 2012   Slow: 5 to 5 days 50 0 0  
Aug 2012   Slow: 5 to 5 days 100 0 0  
Aug 2012   Slow: 5 to 5 days 500 0 0  
Aug 2012   Slow: 5 to 5 days 7,500 0 0  
Aug 2012   Slow: 5 to 5 days 5,000 0 0  
Aug 2012   Slow: 10 to 10 days 5,000 0 0  
Aug 2012   Slow: 15 to 15 days 0 0 0  
Aug 2012   Slow: 5 to 5 days 100 0 0  
Aug 2012   Slow: 5 to 5 days 500 0 0  
Aug 2012   Prompt 1,000 0 0  
Jul 2012   Prompt 100 0 0  
Jul 2012   Slow: 5 to 5 days 50 0 0  
Jul 2012   Slow: 5 to 5 days 100 0 0  
Jul 2012   Prompt 2,500 0 0  
Jul 2012   Prompt 250 0 0  
Jul 2012   Slow: 5 to 5 days 500 0 0  
Jul 2012   Slow: 5 to 5 days 750 0 0  
Jul 2012   Slow: 5 to 5 days 50 0 0  
Jul 2012   Slow: 5 to 5 days 50 0 0  
Jul 2012   Slow: 5 to 5 days 0 0 0  
Jun 2012   Prompt 250 0 0  
Jun 2012   Prompt 250 0 0  
Jun 2012   Slow: 5 to 5 days 0 0 0  
Jun 2012   Prompt 1,000 0 0  
Jun 2012   Slow: 10 to 10 days 0 0 0  
Jun 2012   Slow: 10 to 10 days 100 0 0  
Jun 2012   Prompt 0 0 0  
Jun 2012   Slow: 5 to 5 days 0 0 0  
Jun 2012   Slow: 5 to 5 days 10,000 0 0  
Jun 2012   Slow: 5 to 5 days 7,500 0 0  
May 2012   Slow: 5 to 5 days 0 0 0  
May 2012   Prompt 500 0 0  
May 2012   Prompt 100 0 0  
May 2012   Prompt 100 0 0  
May 2012   Prompt 100 0 0  
May 2012   Slow: 5 to 5 days 50 0 0  
May 2012   Slow: 5 to 5 days 50 0 0  
May 2012   Prompt 50 0 0  
May 2012   Prompt 100 0 0  
May 2012   Prompt 50 0 0  
Apr 2012   Prompt 500 0 0  
Apr 2012   Prompt 50 0 0  
Apr 2012   Slow: 5 to 5 days 0 0 0  
top

Public Record Information

Summarise

Public Record Information

Protested Bills

No protested bills have been reported.
top

Collections

Summarise

Collections

Collection Notices

This section of the report was compiled after a search was conducted on the D&B Collection Record Database within the previous two years. The collections items contained may have been paid, terminated, vacated, settled or relased prior to the date this report was printed.
top

History

Summarise

History

Background

Business started in 1960 as a Private Limited Company under the name 'Tovarna Barvitih Izdelkov' .

Legal Form

Private Limited Company registered on Apr 01, 1991.
 
Registration No: 1234567
Tax Registration No: 76543218

Capital

Nominal capital: 1,059,022 Euro
Issued capital: 1,233,048 Euro
Paid-Up capital: All
 
top

Linkage

Summarise

Linkage

Parent

The company is a subsidiary of Investbanka Piranka, Ljubljana, Slovenia, which holds 55.63% interest.

Ownership

Name: Employees / Zaposleni
Ownership: Holds 21.15% of the voting capital.
   
Name: Miran Tiran
Ownership: Holds 12% of the voting capital.
   
Name: Sklad Zaklad
Ownership: Holds 11.22% of the voting capital.

Subsidiaries

Name: Tople Barve d.o.o.
Location: PTUJ, Slovenia
Details: Subject owns 100% of the capital.
   
Name: Sole Verde
Location: Napoli, Italy
Details: Subject owns 99% of the capital.
   
Name: Breda Kreda France
Location: Armagnac, France
Details: Subject owns 61% of the capital.
top

Branches / Divisions

Summarise

Branches / Divisions


Subject has 4 branches/divisions including: Companies.
 
Name: BREDA D.O.O. (REPUBLIC OF MACEDONIA)
Location: 3, Makedonska, SKOPJE, Former Yugoslav Rep of Macedonia.
Details: These are owned office premises.
   
Name: BREDA D.O.O. (CROATIA)
Location: 1, Zagrebska, ZAGREB, Croatia.
Details: These are owned office premises.
   
Name: BREDA D.O.O. (BOSNIA-HERZEGOVINA)
Location: 6, Sarajevska, SARAJEVO, Bosnia Herzegovina.
Details: These are owned office premises.
   
Name: BREDA D.O.O. (PREDSTAVNISTVO / REPRESENTATIVE OFFIC
Location: 14, Srbski trg, BEOGRAD, Serbia and Montenegro.
Details: These are rented office premises.
top

Operations

Summarise

Operations

Line of Business

Manufactures paints and allied products (2851)

Sales and Purchasing

Sells to government bodies, Companies on a regular basis.

Imports and Exports

Territory: 72% International
Exports: 72% to Austria, Germany, Italy, England, Czech Republic
Imports: 42% from Germany, Italy

Agencies and Brands

Subject produces the following brand(s): MINI BREDA, MAXI BREDA

Employees

Employs: 75

Vehicles

Subject has 8 vehicles including: 2 trucks; 4 vans; 2 cars; which are used in the running of the business.

Location

Operates from owned at heading address.
The site covers approximately 9,500 square metres.
Registered office: At heading address.
top

Financial Information

Summarise

Financial Information

Comparatives


  Fiscal
Dec 31, 2009
(000 Euro)
Fiscal
Dec 31, 2010
(000 Euro)
Fiscal
Dec 31, 2011
(000 Euro)
Turnover 40,505 38,420 38,963
Pre-tax Profit 1,842 993 246
Net Worth 13,366 13,522 13,275
Fixed Assets 9,840 8,452 7,987
Total Assets 29,482 26,799 25,848
Current Assets 19,378 18,099 17,559
Current Liabilities 11,717 10,466 9,344
Working Capital 7,661 7,633 8,215
Long Term Debt 4,299 2,786 3,195
Financial Assets 197 184 241
Intangibles 792 757 920
Employees
79 73 75
Net Worth and Total Assets are tangible figures shown after the deduction of intangible assets.

Ratios


- Dec 31, 2009 Dec 31, 2010 Dec 31, 2011
Current Ratio 1.65 1.73 1.88
Solvency Ratio (%) 219.83 198.00 194.46
Fixed Assets / Net Worth (%) 73.62 62.51 60.17
Current Liabs / Net Worth (%) 87.66 77.40 70.39
Asset Turnover (%) 137.39 143.36 150.74
Sales / Net Working Capital 5.29 5.03 4.74
Assets / Sales (%) 72.79 69.75 66.34
Profit Margin (%) 4.55 2.58 0.63
Shareholders Return (%) 13.78 7.34 1.85
Return on Assets (%) 6.25 3.71 0.95
Sales / Employees * 512.72 526.30 519.51
Profit / Employees * 23.32 13.60 3.28
* The ratios are in thousands.

Balance Sheet

Abstract from individual fiscal balance sheet.
 
Assets As at Dec 31, 2011
(000 Euro)
Misc Fixed Assets 7,987
Total Fixed Assets 7,987
-
Misc Fin'cl Assets 241
Total Fin'cl Assets 241
-
Misc Intangible Assets 920
Total Intangible Assets 920
-
CURRENT ASSETS
Stock 6,016
Trade Debtors 10,029
Misc Debtors 61
Cash 843
Misc Current Assets 671
-
TOTAL CURRENT 17,620
-
TOTAL ASSETS  26,768
-
Liabilities As at Dec 31, 2011
(000 Euro)
Capital 1,059
Share Premium 0
Retained Profits 5,359
Profit for Year 170
Misc Reserves 7,607
Net Worth 14,195
-
Misc Provisions 797
Minor Interest 2,398
Misc Def Liabilities  0
-
CURRENT LIABILITIES
Trade Creditors 6,064
Accruals 34
Bank Overdraft 3,280
-
TOTAL CURRENT 9,378
-
TOTAL LIABS & NET WORTH  26,768

Profit & Loss


- Jan 01, 2011
to Dec 31, 2011
(000 Euro)
Net Sales 38,963
Cost of Goods Sold 32,315
-
Gross Profit 6,648
Selling/Admin Expenses 4,399
Depreciation/Amortisation 1,929
Misc Operating Charges 207
Misc Operating Income 435
-
Net Operating Income 548
Interest Receivable 37
Group Related Income 12
Misc Financial Income 21
Total Financial Income 70
-
Interest Payable 362
Misc Financial Expenses 10
Total Financial Expenses 372
-
Profit Before Taxes 246
Income Tax 77
-
Profit After Tax 169
-
Net Profit  169

Notes on Financials

According to the balance sheet as of Dec 31, 2011.
Financial statement obtained from outside sources on Oct 18, 2012.

Accountant's Opinion

Subject to the foregoing, the financial statements give a true and fair view of the company's affairs.

Financial Interviews

On Feb 13, 2013 Miran Tiran confirmed general details in this report.

Investigation Information

On Feb 13, 2013 local informants stated that:
  Share structure was provided by official sources on February 13, 2013. Financial Statements 2011 were received from subject. Subject is planning to increase its income in 2012 by 13 %. Subject holds quality A1.000. This is a sample report based on actual company report, all identification data changed.

Press Clippings

Date: Jan 08, 2013
Reported by: Finance
Detail: Subject plans to expand in year 2011 their operating on new markets in South Europe.
 
Date: Nov 17, 2012
Reported by: Delo
Detail: Subejct`s managing director Miran Tiran became 12 % owner of subject.
 
Date: Sep 20, 2012
Reported by: Delo
Detail: Subject plans to invest 1,3 mio EUR in modernization of its machinery this year.
 
Date: Apr 18, 2012
Reported by: Finance
Detail: Subject`s orders for 2012 increased by 5 %.
 
Date: Mar 09, 2012
Reported by: Delo
Detail: It has been reported that subject plans to establish new subsidiary in Beograd, Serbia&amp;Montenegro. This is part of subjects expansion plans in Eastern Europe.

Conclusion

Local informants consider the granting of credit for subject's business activities to be a fair trade risk.
top

Appendices

Summarise

Appendices

Customer Service

 Summarise

Customer Service

Speed of service: Typically 4 working days
SCN: 201303185008010554
Order Date: Mar 18, 2013

Should you require any further information or have any questions, please contact your local Customer Service Centre.

Enquiries should always contain the below minimum details please:
  • Full Company Name
  • Full Headquarters Address (street, town, country)
  • Telephone Number
  • Business Identification Number (registration number, chamber of commerce number, VAT number, Government Gazette number)
  • Contact Name
  • SCN
  • Order Date

The information in this report was last updated on Mar 06, 2013.

D&B Rating Glossary

 Summarise

D&B Rating Glossary

D&B Rating - The D&B Rating consists of two parts, the Financial Strength Indicator and the Risk Indicator.
For example: in the case of a 2A 4 rating, 2A means the financial strength of the business and 4 is the risk indicator.

The Risk Indicator is used in conjunction with the Financial Strength Indicator. The Risk Indicator reflects D&B's opinion of the risk associated with trading with a specific business, notably the likelihood of business continuance or failure over the next 12 months. Created from expert rules systems, the Risk Indicator is refreshed whenever data is loaded onto our databases. Please see the table below for the Risk Indicators and their corresponding values.

  Risk Indicators  
  4 Significant level of risk Take suitable assurances before extending credit
 
  3 Greater than average risk Proceed with transaction but monitor closely
 
  2 Low risk Proceed with transaction
 
  1 Minimal risk Proceed with transaction - offer terms required
 
  - Insufficient information to assign a risk indicator No public information or D&B proprietary information available to indicate trading activity
 

The Financial Strength Indicator is based on either Net Worth or Issued Capital. The table below contains the possible values.

  Financial Strength Indicator Range  
  Net Worth Capital FROM TO  
  5A 5AA $60 million And above  
  4A 4AA $25 million $60 million  
  3A 3AA $12 million $25 million  
  2A 2AA $2.5 million $12 million  
  1A 1AA $1.2 million $2.5 million  
  A AA $600,000 $1.2 million  
  B BB $345,000 $600,000  
  C CC $175,000 $345,000  
  D DD $120,000 $175,000  
  E EE $60,000 $120,000  
  F FF $35,000 $60,000  
  G GG $15,000 $35,000  
  H HH 0 $15,000  
  Alternate Ratings Used  
  N Financial Strength is negative  
  O Financial Strength is undisclosed  
  NB New Business: Less than 24 months  
  NQ Out of Business: Business has ceased to trade  

Financial Ratio Glossary

 Summarise

Financial Ratio Glossary

Key Business Ratios are used to identify irregularities in the status and future potential of a company.

Name Formula Explanation
Current Ratio (x) Total Current Assets / Total Current Liabilities This ratio shows the cover by current assets of short term creditors, and the higher the ratio the more assurance there is that payment of creditors can be met.
Solvency Ratio % ((Total Current + Deferred + Long Term Liabilities) / Tangible Net Worth) x 100 From this can be seen the extent to which the company is financed by creditors and debt rather than permanent finance.

The higher the ratio the more likely it is that debt (either short term or long term) will be a burden to the company. The effect is higher interest charges, lower profits and a squeeze on liquidity to the disadvantage of creditors.
Fixed Assets to Net Worth (%) (Total Fixed Assets / Tangible Net Worth)x 100 The proportion of net worth that consists of fixed assets will vary greatly from industry to industry, but in general terms a company is under capitalised if fixed assets exceed net worth. In this case it is possible that the company has too much debt, and it should therefore be examined with care.

If on the other hand fixed assets are much lower than net worth the company is over capitalised and is either extremely cautious or in a position to expand. thus a ratio either well in excess of the median, or well below it, means that the company should be looked at with care.
Current Liabilities to Net Worth (%) (Total Current Liabilities / Tangible Net Worth) x100 This contrasts the funds that creditors are temporarily risking with a company with the funds permanently invested by the owners.

The higher the ratio the less security for creditors. Care should be exercised when selling to any company with creditors of less than one year exceeding two thirds of net worth.
Asset Turnover (%) (Turnover / Total Assets(including Intangibles)) x 100 This ratio measures how efficient the company's management has been in generating sales from the assets at its disposal.

The measure can vary considerably from industry to industry and should therefore be judged according to the industry norm.
Sales to net working capital (x) Turnover / Net working capital * This ratio indicates whether a company is overtrading (handling an excessive volume of sales in relation to working capital). Companies with substantial sales gains often reach a level where their working capital becomes strained.

Even if they maintain an adequate total investment for the volume being generated (assets to sales) that investment may be so centred in fixed assets or other non-current items that it will be difficult to continue meeting all current obligations. A ratio falling into either an extremely high or low position may indicate potential problems.
Assets to Sales (%) (Total Assets(including Intagibles) / Turnover) x 100 This correlates sales with the total investment that is used to generate those sales. By comparing a company's ratio with industry norms it can be be determined whether the business is overtrading or conversely, carrying more assets than needed for its sales volume.

Abnormally low ratios can indicate overtrading which may lead to financial difficulties if not corrected. Extremely high ratios can be the result of a too conservative management or too low a level of turnover.
Profit Margin (%) (Profit before Tax / Turnover) x 100 This reveals the profits earned per pound of sales and therefore measures the efficiency of the operation.

This ratio is an indicator of the business'ability to withstand adverse conditions such as falling prices, rising costs or declining sales
Shareholders' Return (%) (Profit before Tax / Tangible Net Worth*) x 100 This ratio is used to analyse the ability of the company's management to realise an adequate return on the capital invested by the owners of the business. There is a tendency to look increasingly to this ratio as a final measure of profitability.

Generally, a relationship of at least 10% is regarded as desirable for providing dividends plus funds for future growth.
Return on assets (%) (Profit before Tax / Total Assets) x 100 This is the key indicator of profitability for a company it matches operational profits with the assets available to earn a return.

Companies using their assets efficiently will have a relative high return while less well run businesses will have a relatively low return
Sales per Employee (000) Turnover / Employees This gives an indication of the efficiency of the labour force. This ratio will vary considerable from industry to industry
Profit per Employee (000) Profit before Tax / Employees This ratio gives a guide as to how effectively the labour force is utilised, and is the best way to measure productivity of labour investment

Glossary of Legal Forms

 Summarise

Glossary of Legal Forms

Legal Form Legal Form (local)
Proprietorship Samostojni podjetnik (SP)
Limited Co-Operative Zadruga z omejeno odgovornostjo (Z.O.O.)
Private Limited Co Druzba z omejeno odgovornostjo (D.O.O.)
Public Limited Co Delniska druzba (D.D.)
Unlimited Liability Co Druzba z neomejeno odgovornostjo (D.N.O.)
Commandite Komanditna družba (K.D.)
Public institution Javni zavod (J.Z.)

Glossary of Currencies

 Summarise

Glossary of Currencies

Abbrev. Currency Name Abbrev. Currency Name
AMD Armenian Dram LAT Latvian Lats
AZM Azerbaijani Manat (Old) LEI Romanian Lei (Old)
AZN Azerbaijani Manat (New) LEK Albanian Lek
BAM Bosnia-Herzegovina Convertible Mark LEV Bulgarian Levs
BLR Belarusian Rouble LTS Lithuanian Litas
RSD Serbian Dinar MAL Maltese Lira
CYL Cypriot Pounds MLL Moldovan Leu
DRA Greek Drachma RON Romanian Lei (New)
EUR Euro ROU Russian Roubles
EEK Estonian Kroon TJS Tajik Somoni
GBL Gibraltan Pounds TKM Turkmen Manat
GEL Georgian Lari TUL Turkish Lira (old)
HRD Croatian Dinar UKL Pounds Sterling UK
HRK Croatian Kuna USD U S Dollars
HRY Ukrainian Hryvnia UZS Uzbekistani Sum
IKR Icelandic Krona YTL Turkish Lira (new)
KYS Kyrgyzstani Som YUD Yugoslavian Dinar
KZT Kazakhstani Tenge ZWD Zimbabwe Dollars

Confidentiality

CONFIDENTIAL....THIS INFORMATION IS PROVIDED BY D&B EUROPE LTD SUBJECT TO THE TERMS AND CONDITIONS OF YOUR SUBSCRIPTION CONTRACT AND IS NOT TO BE DISCLOSED.

  This report is forwarded to the Subscriber in strict confidence for the use by the Subscriber as one factor to consider in connection with credit and other business decisions. This report contains information compiled from information which Dun & Bradstreet does not control and which has not been verified unless otherwise indicated in this report. Dun & Bradstreet therefore cannot accept responsibility for the accuracy, completeness or timeliness of the report. Dun & Bradstreet disclaims all liability for any loss or damage arising out of or in anyway related to the contents of this report.

COPYRIGHT 2013 DUN & BRADSTREET. THIS REPORT MAY NOT BE REPRODUCED IN WHOLE OR IN PART IN ANY FORM OR MANNER WHATSOEVER.
top


Copyright Dun & Bradstreet, Inc, 2014 | dbemc.dnb.com